Capital One Issues New, Oddly Worded Contract

Credit card issuer Capital One sent its recently updated contract to customers, surprising them with some odd terms and conditions that may seem like the bank is threatening collection harassment.The bank basically said it could stop by a customer’s job or home at any time in an effort to collect a debt. The amended contract states that the bank “may contact you in any manner [they] choose.” But is this legal? Cap One says it’s legal to include such terms and conditions in a contract.