If you were injured in a taxi cab, you’re going to have to decide what your next step should be. Because you were not in your own vehicle when the accident occurred, it’s unlikely that your own insurance company will cover your medical bills. Instead, you are going to have to get the cab driver’s insurance to pay up.
Getting a settlement from an insurance company isn’t necessarily going to be easy. You should know more about the challenges that await you.
The Insurance Company May Fight You
An insurance company might not offer you a settlement right away. You may have to fight with them if you want to get the money that you are owed.
A lot of insurance companies put off paying settlements in the hopes that people won’t pursue things any further. Show them that those kinds of games won’t work on you.
You Need To Document Everything
Keep track of everything that happens after the accident. Take a picture of the scene after it occurs. Take photos of your injury, and ask for a copy of your medical report after you have been treated.
The more evidence you have, the easier it will be for you to get the money that you are owed. If you have proof of your injuries, the insurance company won’t be able to avoid paying you a settlement.
Getting a settlement can require a lot of effort on your part. If you’re not up for the challenge, you should hire an attorney. They’ll be able to handle everything for you. They will also fight to get you a larger settlement.
If you’re worried about the cost of bringing in an attorney, you shouldn’t be. You won’t have to pay money if you want to hire a lawyer. There are plenty of attorneys that will take their payment out of your settlement. Working with an attorney is a great way to show an insurance company that you mean business.
What To Do If The Driver Was Uninsured
Cab drivers are required by law to have insurance. Unfortunately, not every driver is complying with the law. If the driver that caused the accident doesn’t have insurance, it will be harder for you to get your money.
That said, you still have plenty of options. If you meet with an attorney, they’ll be able to talk to you about what you should do next.
You might want to sue the cab driver directly. If someone else was involved in the accident, you may be able to get a payout from their insurance company. No matter what, you will be able to get your medical bills covered.
If you were injured in a taxi accident, you are entitled to a settlement. While getting that settlement won’t always be easy, these tips should help you to get the money that you are owed. In time, you should have a cash payment in your hands.